Venue and number of adults reached data from 30 credit unions, 2008-10.
Summary
This document describes two model activities that illustrate the feasibility of conducting financial literacy education with preschool children and presents an evaluation framework that is appropriate for assessing the effectiveness of these activities.
Research (Full Report)
List of in-school credit union branches by state and type of school, as of December 31, 2010.
Spreadsheet
List of in-school credit union branches by state and type of school, as of December 31, 2009.
Spreadsheet
A lack of proficiency in English can create significant barriers to financial literacy and to conducting everyday financial affairs, particularly given the complexity of financial products and the language often used to describe them.
GAO Report
Adults in the "Sandwich Generation" face the simultaneous challenges of supporting children in their 20s and one or more parents while trying to plan for their own retirements (Charles Schwab 2010 Families & Money Survey).
Survey
Review of CUNA's Thrive by 5 preschool personal finance resource compared to six other U.S. and international programs.
Research Report
"Wealth, not just income, is the key to ensuring economic security. And for every dollar of wealth owned by the typical white family, the typical family of color owns only 16 cents." (Insight Center for Community Economic Development, 2010)
Study
"...financial literacy education is appropriate for young (preschool-aged) children." What can preschoolers understand about money? What have international and U.S. programs attempted to teach them? It's all here.
Research (Full Report)
A report of how individuals manage their resources and how they make financial decisions. (FINRA Investor Education Foundation, 2009).
Full Report
A report of how individuals manage their resources and how they make financial decisions. (FINRA Investor Education Foundation, 2009).
Executive Summary
This Federal Reserve Bank of San Francisco study examines the relationship between bank account ownership and student knowledge of personal finance.
Study
"These findings underscore the importance of studying the relationships between money, consumption, and happiness at an interpersonal level."
Research
The swift growth and spread of the “anti-thrifts” has led to a two-tier institutional system that splits the country into an "investor class" and a "lottery class." (Report to the Nation from the Commission on Thrift)
Report
National Study of Usage Rates and Trends (Sallie Mae 2009).
Research Report
A new report from the U.S. Dept. of Agriculture shows that more than 29,000 American cooperatives generate revenues of more than $654 billion and employ more than 2 million workers.
Study
"With concern about job loss affecting the masses, Americans are putting a high premium on protection and stability--signaling a major change in the way that Americans think about creating and protecting their financial future."
Survey
The Survey of Consumer Finances for 2007 shows that since 2004 the median value of real (inflation-adjusted) family income before taxes was little changed. (Federal Reserve Board)
Research Report
On October 6-7, 2008 in Washington, DC, experts assembled at the invitation of the U.S. Treasury Dept. and the U.S. Dept,. of Agriculture determined what we most need to know for effective financial education.
Symposium Report
How well do credit unions incorporate financial literacy into their strategic plans, mission statements, and staff performance standards?
CUNA Survey Part VI
Credit union operating margins are shrinking, so it is not surprising that many say they have neither the time nor the money to provide this service to members.
CUNA Survey Part V
Credit unions are known for providing financial literacy programs for their members, but do you serve your entire membership or are you ignoring important market segments?
CUNA Survey Part IV
From new immigrants to dual-income households, from the uneducated to the well educated, the need for help in managing finances is never ending.
CUNA Survey Part III
Credit unions are spending more on youth and adult financial education than they were two years ago, but is it enough? One of two credit unions say no, and plan to spend more.
CUNA Survey Part II
Are credit unions stepping up to the challenge of providing financial education to their members at all age levels, from cradle to grave?
CUNA Survey Part I
The views, behavior, and knowledge of spending, saving, borrowing, and earning money of American teenagers between the ages of 13-18, as seen through the eyes of their parents. (The Charles Schwab Corp.)
Consumer Research
"The financial crisis has sparked proposals to reform the retirement income system. One component of such a system could be a new tier of retirement accounts." (Center for Retirement Research, 2008)
Research
"Fewer than one in ten are highly satisfied with their current financial situations; even fewer feel they are financially secure." A new study from the American Savings Education Council and AARP.
Survey Report
Sure, your credit union is taking a beating during the Great Credit Crunch of 2008. But consider what economic uncertainty is doing to your members...
Study
Steps to empower members, from CUNA\\\'s Financial Literacy Task Force.
Recommendations
Blog Post
2009 Youth Week Success
